This free class will give homebuyers and homeowners information and advice needed to maintain the home, plan for the inevitable home repairs, disaster preparedness, and how to make smart investments for long-term success -including where to turn for help if you need it.

Class meets post-purchase requirements for City of Rochester and many other grants.

Tickets are limited for this free class, register now.

For more information or email homeadvocate@pathstone.org or call 546-3700.

This free class is the first step in our homebuyer education program. Our HUD-certified homeownership counselors will explain the first time homebuyer program, pros and cons of renting and buying, how to financially prepare for the home buying process, grants and other incentives for first time buyers as well as provide non biased information on how the current market is impacting first time buyers. This is session 1 of 2 to gain Homebuyer Education certification required by many grants including Monroe County Down payment Assistance, City of Rochester Homebuyer Grants, Homebuyer Dream, ESL’s Homebuyer Saver’s program and many others.

Topics will also include:

• The pros and cons of homeownership

• Preparing your finances for the purchase process

• The basics of credit building and budgeting

• Grant eligibility and requirements

Earn your Certificate of Completion (required for many down payment assistance programs and by some lenders) by completing all the required steps in our Homebuyer Program, including this class.

Completion of the Class Intake Form is required for this class. We will reach out to you with the registration links once we’ve received it. Contact our Intake Specialist at homebuyer@pathstone.org or 585-546-3700 with any questions.

Class fee: None

This class will help prepare you for the final stages of your journey to homeownership. Our HUD-certified homeownership counselors will discuss in depth the important topics you need to know before purchasing. You will learn how to avoid common costly mistakes and demystify the closing process. We will bring in guest speakers to share their experience in their role in the home purchase process, share how to budget, grant eligibility, and much more.

Topics will also include:

• Obtaining a mortgage

• Grant opportunities

• Housing and market search

• Insurance and inspections

• Explanation of the closing process.

You will be provided the registration links once you’ve completed Steps 1, 2 and 3 of the program, including attending Homebuyer Education Session 1. Earn your Certificate of Completion (required for many down payment assistance programs and by some lenders) by completing all the required steps in our Homebuyer Program, including this class. Meets the requirements for Monroe County First Time Homebuyer Grant Program.

Contact our Intake Specialist at homebuyer@pathstone.org or 585-546-3700 with any questions.

Class fee: $75