This free class is the first step in our homebuyer education program. Our HUD-certified homeownership counselors will explain the first time homebuyer program, pros and cons of renting and buying, how to financially prepare for the home buying process, grants and other incentives for first time buyers as well as provide non biased information on how the current market is impacting first time buyers. This is session 1 of 2 to gain Homebuyer Education certification required by many grants including Monroe County Down payment Assistance, City of Rochester Homebuyer Grants, Homebuyer Dream, ESL’s Homebuyer Saver’s program and many others.

Topics will also include:

• The pros and cons of homeownership

• Preparing your finances for the purchase process

• The basics of credit building and budgeting

• Grant eligibility and requirements

Earn your Certificate of Completion (required for many down payment assistance programs and by some lenders) by completing all the required steps in our Homebuyer Program, including this class.

Completion of the Class Intake Form is required for this class. We will reach out to you with the registration links once we’ve received it. Contact our Intake Specialist at homebuyer@pathstone.org or 585-546-3700 with any questions.

Class fee: None