Transformations:
Home & Community
The Housing Council 2019 Annual Report
Our Mission
The Housing Council at PathStone serves to increase successful homeownership and tenancy experiences for low-to-moderate-income residents in Monroe County and surrounding counties.
The Housing Council at PathStone provides housing counseling and intervention services for tenants, and homeowners, plus comprehensive assistance and direct training to landlords. In addition, the agency maintains a Housing Hotline, promotes fair housing awareness, publishes a rental registry, and provides inspection services for rental programs.
*The Housing Council at PathStone is proud to help over 8,000 households annually.
Meet Olga
Ms. Olga Rojas first met with The Housing Council counselors in June of 2018 as she was facing a possible foreclosure on her home. In efforts to save her home and herself, she decided to file for an emergency Chapter 13 Bankruptcy. When her bankruptcy stay was lifted, the foreclosure process was able to continue. Our team then decided to apply Ms. Rojas for a modification which put a hold on the foreclosure process while it was in review. Our team's quick thinking and action helped to hold off her foreclosure sale date but only for a brief period. Unfortunately, the modification was denied because the bank wasn't able to create an affordable payment based on her delinquency status and a foreclosure sale date was scheduled for September 11, 2018.
At this point, The Housing Council applied Ms. Rojas for the Mortgage Assistance Program (MAP) and her bankruptcy attorney requested another automatic stay with the help of legal aid — converting her Chapter 13 into a Chapter 7. The final hurdle that we successfully overcame was a second lien with the City of Rochester, and while Ms. Rojas’ MAP application was approved to pay off her entire mortgage loan balance. Thanks to our incredible team who truly believes in our mission, today, Ms. Rojas’ mortgage is free and clear.
“I have to say that The Housing Council has been a huge blessing to my family and me. They never gave up on us. If you’re in need of help, please don’t hesitate to contact them. They have changed our lives in the most positive and amazing ways. Many blessings to the staff — Anita, Lisa, Nelida — and so many more. Thank you for all you do!”
Fast Facts & Figures
HOMEOWNERSHIP PROGRAM
New Homeowners
Homebuyer Education Graduates
FORECLOSURE PREVENTION PROGRAM
Homeowners who received permanent Mortgage Modification to save their home from foreclosure
Homeowners who were at risk of foreclosure and have brought their mortgages current
RENTER PROGRAM
Renters who completed a rental workshop
Financial Data
| REVENUE | |
|---|---|
| Goverment Grants | $888,226 |
| NYS Agencies & Private Grants | $290,080 |
| Program Service Fees | $127,084 |
| United Way | $100,040 |
| Contributions | $15,898 |
| Other | $48,063 |
| TOTAL | $1,469,391 |
EXPENSES
| Housing Counseling | $1,139,776 |
| Supportive Housing & Rental Assistance Services | $90,888 |
| Management & General | $153,259 |
| Fundraising | $2,727 |
| TOTAL | $1,386,650 |
Our Community Impact
The Housing Council at PathStone is growing and transforming. We recognize that there are many people who struggle to find safe, stable, and affordable housing — especially with the turn of unprecedented events we are experiencing today. This is why we remain flexible and innovative as we strive to be a dependable and comprehensive resource for the Rochester community. We continue to offer classes, promote fair housing awareness, assist with grant applications, and connect people to community resources.
More people than ever are facing foreclosures, evictions, and even homelessness. By helping people find, maintain, and keep their homes, The Housing Council serves as a cornerstone of our community.
Our services help so many of our community members, and they can help you, too. Contact us today to learn more about what we do!
Thank you to our generous supporters!
The Housing Council at PathStone is a 501(c)(3) charitable organization that relies on generous benefactors and their donations to continue providing safe, stable, and affordable housing to our clients. Without your support, we would not be able to fulfill our mission.
Your generosity has truly made a difference in the lives of thousands of Rochester residents from October 2018 - September 2019. For this incredible support, we would like to say thank you and extend our utmost gratitude.
Funding Sources
Center for NYC Neighborhoods
City of Rochester
County of Monroe
Enterprise Community Partners
ESL Federal Credit Union
Five Star Bank
KeyBank
Legal Aid Society of Rochester
NY State Office of the Attorney General
PathStone Corporation
Rural Housing Opportunities Corporation
Town of Irondequoit
U.S. Department of Housing and Urban Development
United Way of Greater Rochester Wells Fargo
Looking Ahead
As we continue to grow and transform, we look forward to furthering our support and providing the necessary services and resources to increase successful homeownership and improve tenancy experiences for low-to-moderate-income residents.
We look forward to celebrating The Housing Council at PathStone’s commitment to providing Rochester residents with safe, affordable, and stable housing for nearly 50 years. The dedication of our staff and the tremendous support from so many community members, donors, and supporters are why we’ve been able to continue serving our community for half a century!
THE HOUSING COUNCIL
75 College Ave., 4th Floor
Rochester, New York 14607
Phone: (585) 546-3700
Fax: (585) 546-2946
thc@pathstone.org